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E&O from the people who know

Utica Mutual’s Errors & Omissions Coverage is one of the most comprehensive policies available today, providing all the coverages that life & health agents consider the most important. At the same time, it offers flexibility and optional coverages to remain affordable. 

Utica
Mutual
E&O
Your
Current
E&O
Compare your current E&O Coverage to Utica Mutual's superior program for Life and Health Agencies which provides:
Coverage for Life, Accident and Health products/operations
Full prior acts coverage for the named insured at no extra charge*
Broad definition of Insured that includes former insureds
Defense cost in addition to limits of liability
First dollar defense coverage (optional loss and litigation deductible*)
Aggregate deductible that caps your annual deductible exposure
Consent to Settle clause that prevents claims settlement without your approval
Coverage for Contractual Liability (by endorsement)
Insolvency Coverage for insurance carriers, HMOs, PPOs (coverage available for self insurance programs subject to financial review)
Dishonesty Coverage (subject to exclusion of participating insureds)
Advertising and Personal Injury Coverage for professional activities
Optional Extended Reporting Period reinstates aggregate and offers options up to 10 years
Worldwide coverage (suit may be brought anywhere in the world)

* Subject to underwriting approval. Availability varies by state. (Review actual policy forms for full details of coverage.

 

Important Information about E&O Applications

Applying for Errors & Omissions coverage has never been easier. Qualifying agents and brokers may now complete our Online E&O Application for new or renewal business.* Applications are provided in Adobe® Acrobat® Portable Document Format (PDF) which requires the use of Adobe® Acrobat® Reader software in order to view and print PDF files. Download your free copy of Acrobat® Reader by selecting the icon.

*Not available in all states. If your state is not listed, please keep checking back as we are continually updating this area.


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