Utica
Mutual’s Errors & Omissions Coverage is one of the most comprehensive
policies available today, providing all the coverages that life &
health agents consider the most important. At the same time, it offers
flexibility and optional coverages to remain affordable.
Coverage
includes:
First
Dollar Defense Coverage
Utica
Mutual’s E&O Coverage protects you from paying
large legal expenses because the deductible applies to
the loss only. Utica also offers a Loss Plus Litigation
Expense Deductible Option.
Full
Prior Acts Coverage at No Extra Charge Unlike
some policies, Utica Mutual’s E&O policy provides
full prior acts coverage at no extra charge (coverage
is subject to underwriting approval).
No
Blanket Exclusion for Insurance Company, HMO, PPO Insolvency
You
stay in business even if one of your markets goes under.
Defense
costs in addition to limits of liability
Your
limit of liability is available to pay for any judgments
against you and is not impaired by ever-increasing defense
costs.
No
Contractual Liability Exclusion* By
endorsement at no premium charge
Optional
coverages are available for:*
Employment
Related Practices Liability
Mutual
Funds and Variable Annuities
Financial
Products
Loan
Origination
P&C
Products
Professional
Employer Organization (PEO) Services
Non-Employee
Producers (Sub-agents)
Also
available:
Wide
Range of Deductibles
Over
15 Liability Limit Options
Payment
Plans available with as little as 25% down and up to 9
installments
* Availability
varies by state
Important
Information about E&O Applications
Applying
for Errors & Omissions coverage has never been easier. Qualifying
agents and brokers may now complete our Online E&O Application
for new or renewal business.* Applications are provided in
Adobe®
Acrobat® Portable Document Format (PDF) which requires
the use of Adobe® Acrobat® Reader software
in order to view and print PDF files. Download your free copy
of Acrobat® Reader by selecting the icon.
