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Utica
Mutual
E&O
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Your
Current
E&O
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Compare
your current E&O Coverage to Utica Mutual's superior
program for Life and Health Agencies which provides: |
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Coverage
for Life, Accident and Health products/operations |
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Full
prior acts coverage for the named insured at no extra
charge* |
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Broad
definition of Insured that includes former insureds |
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Defense
cost in addition to limits of liability |
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First
dollar defense coverage (optional loss and litigation
deductible*) |
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Aggregate
deductible that caps your annual deductible exposure |
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Consent
to Settle clause that prevents claims settlement without
your approval |
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Coverage
for Contractual Liability (by endorsement) |
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Insolvency
Coverage for insurance carriers, HMOs, PPOs (coverage
available for self insurance programs subject to financial
review) |
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Dishonesty
Coverage (subject to exclusion of participating insureds) |
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Advertising
and Personal Injury Coverage for professional activities |
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Optional
Extended Reporting Period reinstates aggregate and
offers options up to 10 years |
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Worldwide
coverage (suit may be brought anywhere in the world) |