E&O "Who's Covered"

Who's Covered

Important Information
About E&O Applications

Utica Mutual understands how busy things are in your day-to-day agency operations. Business requires that you work with a number of people to achieve your goals. This is why we have included as many of those different people within our policy form in "Who Is An Insured."

Utica's E&O policy protects:
	The agency
	Current and former employees (including regular, leased or temporary) and salespeople
	Independent contractors acting on your behalf for business placed through you
	If a corporation, your executive officers and directors within the scope of their duties
	Former partners and officers for wrongful acts that took place prior to termination of such relationship
	If a Limited Liability Corporation, the LLC and members
	The legal spouse of any insured
	Heirs, administrators and executors for previous liability if the insured dies or is judged incompetent
	Newly acquired or formed organization (automatic coverage for 90 days)

Important Information about E&O Applications

Applying for Errors & Omissions coverage has never been easier. Qualifying agents and brokers may now complete our Online E&O Application for new or renewal business.* Applications are provided in Adobe^® Acrobat^® Portable Document Format (PDF) which requires the use of Adobe^® Acrobat^® Reader software in order to view and print PDF files. Download your free copy of Acrobat^® Reader by selecting the icon.

E&O Applications

*Not available in all states. If your state is not listed, please keep checking back as we are continually updating this area.