A Message from the Chairman

Since 1914, individuals, families, businesses and other organizations have relied on us to provide them with vital insurance protection.

Our goal is to continually meet our policyholders' needs by providing the security, products and services they require, at a competitive price. At the same time, we strive to meet the needs of our agent-customers by consistently increasing our value to them as an efficient source of products and services.

The strength and security of an insurance company is very important. The companies of the Utica National Insurance Group are financially very strong, and this is represented in our rating of "A-" or "Excellent" with a stable outlook from the A.M. Best Company. According to A.M. Best, companies with "A" and "A-" ratings are "companies that have, in our opinion, an excellent ability to meet their ongoing insurance obligations."

We have the advantage of being a mutual insurance organization, meaning that we are owned by our policyholders. Our earnings go to our Policyholders' Security Fund, not to pay a dividend to shareholders. Our Policyholders’ Security Fund is at an all-time year-end high of $816 million, and it has more than doubled over the last decade.

In today's marketplace, where companies are faced with active and unpredictable weather patterns, terror threats and general inflation in the cost of doing business, Utica National stands strong. Together with our dedicated staff, and your local independent insurance agent or broker we look forward to the opportunity to earn and keep your business.