Life & Health
Your Life & Health agency is different from a Property & Casualty agency
and so are your exposures. That’s why you need Agent’s Errors & Omissions (E&O) coverage designed specifically for your type of
operation and you can get it from Utica National. Our coverage is one of the
most comprehensive policies available today, providing the coverage that
Life & Health Agents consider the most important, while incorporating enough
flexibility and optional coverages to remain affordable. We’ve been writing
insurance agents’ Errors and Omissions coverage for over 40 years.
You might find lower-price E&O Coverage elsewhere, but bargain-basement
insurance can be ruinous to your agency in the event of a claim. For true
value, choose Utica.
Don’t go without protection you need. We offer:
- First Dollar Defense Coverage – Utica’s coverage protects you from
paying large legal expenses, because the deductible applies to the loss
only. Utica also offers a Loss Plus Litigation Expense Deductible
Option.
- Full Prior Acts Coverage – No Extra Charge. Unlike some policies,
Utica’s E&O policy provides full prior acts coverage at no extra charge.
This coverage is subject to underwriting approval.
- Defense Costs in Addition to Limits of Liability – Your limit of
liability is available to pay for any judgments against you and is not
reduced by ever increasing defense costs.
- No Contractual Liability Exclusion – and we don’t charge extra! *
*Availability varies by state