Property & Casualty
Even when some insurance companies decided that writing Insurance Agents’ Errors
& Omissions (E&O) wasn’t profitable and pulled out of the marketplace, Utica
National Insurance didn’t.
We know that it is absolutely vital that you have an Errors & Omissions
insurer you can rely on. That’s why we’re here when you need us, with a program
designed for agents, by agents – giving you peace of mind so you can concentrate
on the success of your agency and getting your customers the coverages they need.
Our programs are designed to protect your agency from its infancy through perpetuation,
and every stage in between.
New Agencies
Our Agency Ally product is designed for the newer agency. To support new agencies,
Utica’s program combines the mentoring and educational assistance available through
your local agents association with Utica’s stability in the E&O marketplace.
With sound education and training, you’ll succeed in your new venture. Utica’s ability
to start with the Agency Ally, and grow your coverage commensurate with your experience
is what our program is all about!
Established Agencies – Broad Coverage
- For insurance operations plus
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Risk Management Services
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Notary Service
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Property Appraisals for insureds
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Expert Witness
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Instructor of Insurance Practices
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Defense Costs are in addition to limits of liability
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Consent to settle provision – gives you control over how you want a claim handled
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True worldwide coverage in a global economy – Suit can be brought anywhere in the
world, not just in the United States!
Selling your agency? Retiring?
Here’s what is special about our Perpetuation plan for agencies!
- Utica includes up to a 10-year Extended Reporting Period (ERP)
- Some carriers may not offer ERP if coverage is cancelled or expired
- Up front knowledge of what the premium is for the Extended Reporting Period options
- You choose the coverage period