- As a student away at college or living at home, your belongings
are covered by your parent(s) homeowners policy. However, this
coverage is limited for students living away from home. You should
ask for extra coverage if you have expensive items at school such as
computers, stereos or sports equipment.
If your parents do not have a homeowners policy, a
separate renters policy may be purchased to cover your belongings at
school. These policies are relatively inexpensive.
Auto - If you have a
vehicle, it needs to be insured under your parents' auto policy or on a
separate policy. If you are insured on your parent's policy and are away
at college without a vehicle, your parents may be eligible for a
discount on their auto insurance.