You’re not ready for fun in the snow until you’ve got the right
coverage for your sled.

Check out the policy from the Utica National companies — Utica’s great coverage comes complete with the service of your local independent agent, and the promise of prompt and fair claims handling should you have a loss.And after all, aren’t those the most important reasons to buy insurance?

Standard coverages

• Liability
• Medical Payments
• Physical Damage - Optional higher limits available

Optional higher limits available

• Increased Liability options available up to $300,000
• Increased Medical Payments coverage available up to $10,000
• Physical Damage deductible options available for your convenience
• Uninsured/Underinsured Motorist limits available to match liability limit
• Transport trailer (physical damage coverage) Unique optional coverage offerings

Unique optional coverage offerings

• Replacement cost coverage for brand new snowmobiles. NEW for OLD! Collision loss and certain comprehensive losses paid without depreciation for the first two model years. Actual Cash Value after that.
• Emergency Service:Up to $500 for trailside assistance or lodging expenses while covered property is being repaired or extracted as a result of a peril insured against.
• Accessories coverage:Including the ability to insure riding gear and safety apparel. Separate accessory deductible is waived if loss also involves damage or theft of snowmobile
• Larger engine sizes acceptable for two-up and touring sleds

Highly competitive rates

• Great rates for great drivers
• Multi-unit discount of 10%

*Not all discounts may be available in all states. Consult your independent agent for terms and availability.

This offers only a summary of the coverages available through Utica National’s Snowmobile Insurance Program. For complete information, refer to the policy forms and endorsements or consult your professional insurance agent or broker. Coverage and discount availability may vary by state.