WE PUT THE “PLUS” IN REPAIR SHOP PROTECTION.
We’ve analyzed the unique needs of your trade and put together a complete insurance package designed to keep your operation running smoothly. Check out the Utica advantage:

COMMERCIAL PROPERTY AND INLAND MARINE

• Building and Business Personal Property
• Data-Processing Equipment
• Glass
• Personal Property of Others
• Signs
• Valuable Papers
• Fuel Storage Tanks and Pumps: Above or below ground gasoline, diesel or kerosene fuel tanks and pumps added to building coverage
• Fuel Held for Resale: Gasoline, diesel or kerosene fuel held for sale in storage tanks added as Business Personal Property
• Business Income and Extra Expense: Loss of income and extra expense incurred on actual loss sustained basis for up to 12 consecutive months
• Credit Card Slips: Covers sums due you resulting from loss or damage to credit card slips
• Damage to Leased Property: Damages to leased hoists, buildings, fences, retaining walls and fuel pumps
• Employee Tools: Loss or damage to tools owned by your employees
• Lock Replacement: Covers the cost to repair or replace locks due to theft or keys, up to applicable building amount
• Ordinance or Law Coverage: Includes demolition costs and increased cost of construction

CRIME

• Employee Dishonesty: Covers dishonest acts of your employees
• Money and Securities: On Premises and Off Premises
  

LIABILITY

• Liability: Covers you for claims arising from your premises or garage operations, claims made after you have completed repairs and claims arising from the use of automobiles that you don’t own
• Also includes: Modified coverage to include Personal Injury and Advertising Injury, Host Liquor Liability, Fire Legal Liability, Incidental Medical Malpractice and Non-Owned Watercraft Liability

UMBRELLA COVERAGE
Essential optional additional policy offers $1 million of coverage for qualifying accounts (higher limits are available)

AUTOMOBILE

• Employees as Insureds: Covers employees who use covered vehicles that you don’t own, hire or borrow
• Liability and Physical Damage Coverage: For your owned autos and service vehicles
• Hired and Non-Owned Automobile Coverage: Liability coverage for hired or non-owned vehicles used in connection with your business
• Garagekeepers Legal Liability: Provides comprehensive and collision for vehicles left
  in your care, as well as fire, theft, vandalism and malicious mischief when you are shown to be liable for such damages

WORKERS COMPENSATION
Available in most states at competitive rates, completing your total insurance package

AND THAT’S NOT ALL
ASAP PLUS offers you these additional advantages:

• Fast and Efficient Claims Service: Because you often deal with claims adjusters, you know how important it is to get prompt and fair claims service. We have a number of offices countrywide, staffed with experts who know your needs and are available 24 hours a day, seven days a week.
• Risk Management Services: Our Risk Management representatives are available to help you assess problem areas and offer assistance to help reduce losses by identifying hazards and helping to establish your own safety program. We also offer Risk Management Alerts that provide you with important tips and information specific to vehicle repair shops.
• Easy Payment Plans: The flexibility to combine all of your eligible policies on a single bill that lets you choose your own payment schedule—interest free!
• Safety Group and/or Renewal Credit Programs: Available in some areas, these cost-savings programs help reduce costs without risking protection. Ask your agent if you qualify.

AND...
Because you buy your insurance locally, you get specialized service right in your own community. That means you have an insurance professional close by to assist you whenever you need service or insurance advice.

So, don’t delay. Ask about ASAP PLUS — Utica’s AUTOMOBILE SERVICES ADVANTAGE PROGRAM PLUS, and see why we’re confident you’ll find our program is the right choice for you.