Utica National's Insurance Program for Machine Shops

Utica National Insurance Machine Shops and Calibrated Coverage

No matter what kind of work your machine shop is engaged in—cold work, hot work, casting, machining—you need the right set of tools for the job. Why settle for insurance that isn't? Utica National's Calibrated Coverage program is designed specifically for machine shops, offering over twenty coverages tailored for the unique nature of your business including:

Blanket Contractual Liability - Protect yourself from the beginning on every job that comes through the door with blanket liability coverage on every contract.

Gears Boiler & Machinery Equipment Breakdown Coverage - Your property insurance may cover risks like fire, but protection for your electrical equipment, mechanical equipment, modern office equipment, heating systems, boilers, air conditioning, refrigeration systems and production machinery may be lacking. Our Equipment Breakdown Coverage is needed for hazards like short circuits, electrical arcing, motor burnout and mechanical breakdown—things your property insurance probably doesn't cover.

Personal Property of others including Patterns, Dies and Molds - If your shop uses patterns, dies or molds, this coverage will protect you in case of loss or damage.

Employees Tools - You have a lot invested in your employees, and they have a lot invested in their tools. Our employee tools coverage protects loss or damage to those tools.

Safety from Start to Finish

Man wearing special glasses Your shop is as safe as you can make it, but the nature of your business means it takes only one careless moment for someone to get hurt on the job.

Our Workers Compensation covers on-the-job injuries and occupational diseases that are a hazard of some types of machining. But we also want to avoid accidents before they happen. Utica National's team of Risk Management professionals will work with you to find the safety solutions that will prevent injuries. We also offer Risk Management Alerts that provide you with important tips and information specific to your operations.

Utica National understands the risks and liabilities of machine shops and our team of professionals will give you the quality service you need from speedy claims handling to loss control assessments to improve your workplace safety.