Today, more than ever, your Volunteer Fire Department (VFD) needs the superior protection that Utica National can provide.

Specialized Coverages - Our comprehensive VFD program features broad property protection for your building and equipment, along with vital liability protection for your brave volunteers. Through specialized coverages, the program offers exceptional protection against fire, theft, vandalism, bodily injury, damage to property of others, and much more.

Experienced Staff - We've provided specialized protection for volunteer firefighters for over 20 years. In fact, many of our VFD program staff members are also volunteer firefighters. As fellow firefighters, they understand your needs and share in your mission; they are able—and eager—to extend extraordinary support to your VFD.

Loss Control Services - Our team of loss control professionals offers an array of services tailored to VFDs, from on-site services/surveys to direct training and Train-The-Trainer instruction for Emergency Vehicles Operations, specialized Loss Control Brochures, OSHA Training Credit, and Defensive Driving Credit. For more Loss Control information, visit our Risk Management Resources for VFDs.

Quality Service from a Local Professional - The Companies of the Utica National Insurance Group are represented by independent agents who serve the communities in which they live. As a member of the community, a Utica National agent is your advocate—ready to ensure that your VFD's needs are met.

Exclusive Group Discounts on Personal Insurance - Your volunteer firefighters may be eligible for group discounts on insurance for their personal auto, home, and boat. Check with your agent for details on how to qualify for the Firefighters Discount.

Our Commitment - Utica National is proud of the many volunteer fire departments we serve. We put our reputation on the line—for those who put their lives on the line.

Safety Has Its Rewards Over the years, Utica National has returned more than $16 million in dividends to volunteer fire departments for their successful efforts at controlling losses.* These funds have been used by volunteer fire departments in many ways, including: Buying turnout gear, including air packs and other lifesaving equipment Purchasing training materials Sponsoring community awareness programs Reducing net insurance costs * Volunteer fire departments received dividends as members of their local Safety Group. Safety Groups are not available in all states and dividend payments are subject to approval by the Board of Directors.