As an owner of a restaurant or other eating establishment, you have a lot on your plate every day. We offer the type of coverages and resources you need so you can focus on your customers. We have decades of experience insuring eating establishments, so we know what coverages you need to help you protect your business.

Types of businesses we insure:

  • Bakeries
  • Bistros & Cafés
  • Coffee Shops
  • Delis
  • Diners
  • Family Style Restaurants
  • Fine Dining
  • Ice Cream & Yogurt Shops
  • Pizza Shops
  • Pretzel Shops
  • Salad Bars
  • ...and more!

Specialty coverage

  • Liquor Liability
  • Business Income & Extra Expense
  • Employee Dishonesty
  • Valuable Papers and Records
  • Industry-specific property extension endorsements
  • Cyber Breach

Contact your local trusted agent today to learn more.


This is a summary of coverage and services. The precise coverage is subject to the actual terms and conditions of the insurance policy. Not all coverages are available in all states.

Utica National's Core Business States - NH, MA, RI, CT, NY, NJ, DE, MD, PA, VA, D.C., NC, SC, GA, TN, OH, IN, IL, TX