This is an exciting purchase. Here are some tips.

Please talk to your local insurance agent, they can help you navigate this process.

A New Car

Research. Visit different dealers and test drive cars. Then look at the websites to compare process.

Watch local papers for manufacturer rebates Get a quote from different dealers.

Don’t be afraid to tell a dealer about a different price from a different dealer. Research financing options.

Get an estimate for your auto insurance from a local, trusted agent before making a purchase.

A Used Car

If you’re buying a used car from a dealer, consider the following:

Check to see if your local consumer protection office offers rights when buying a used car.

Determine in advance the paperwork you’ll need from the DMV.

Before making a purchase, research the vehicle's history using the VIN. Research the car's title history with the DMV.

Preparing to buy

Check to see if the warranty is still in effect.

Make sure the odometer matches the mileage disclosures If you’re able, have your mechanic check it over.

Get an estimate for your auto insurance from a local, trusted agent before making the purchase.

NOTICE: This information is provided solely as an insurance risk management tool. It is provided with the understanding that the member insurance companies of the Utica National Insurance Group ("Utica") are not providing legal advice, or any other professional services or advice. Utica shall have no liability to any person or entity with respect to any loss or damages alleged to have been caused, directly or indirectly, by the use of this information. You are encouraged to consult an attorney or other professional for advice on these issues.


This is a summary of coverage and services. The precise coverage is subject to the actual terms and conditions of the insurance policy. Not all coverages are available in all states.