A Personal Umbrella Policy can provide protection against catastrophic losses due to personal liability that can threaten your assets if the limits of an ordinary automobile or homeowners policy are exhausted.

How does Personal Umbrella Insurance work?

After the upper limits of your present liability policies are exhausted, the Personal Umbrella policy kicks in, protecting you for personal liability up to $2 million.

Do I need a Personal Umbrella Policy?

A Personal Umbrella Policy can help to complete your insurance portfolio, adding to the protection that your primary underlying homeowners and automobile insurance provides.

Don’t take a chance when it comes to your family and your assets – have peace of mind with a policy from Utica.

Talk to your local agent about auto insurancemotorcycle insuranceboat insurancehomeowners insurance, commercial insurance, and more.

When getting a quote, remember your other insurance needs, too. 

Contact your local independent agent today to learn more about the advantages of insuring with Utica National.