As a business owner, you want to feel secure in the knowledge that you have the right coverage for your customers, employees and business. We insure most retail stores on a Businessowners’ Policy (BOP). It will provide coverages for property, general liability, business income and other coverages especially for you.

We insure all kinds of retail stores including, but not limited to:

  • Appliances
  • Bridal
  • Cameras
  • Candy
  • Cell Phones
  • Clothing
  • Computers
  • Dollar Stores
  • Florists*
  • Gift Shops
  • Golf Equipment
  • Hardware
  • Health Food
  • Hearing Aids*
  • Home Furnishings
  • Musical Instruments
  • Optical Goods*
  • Paint or Wallpaper
  • Pet Supplies
  • Shoes
  • Toys
  • Trophies
  • Uniforms

...and many more!

*Professional Liability available

In addition to General Liability, Property, Business Income, Commercial Auto and Workers Compensation we offer the following:

  • Accounts Receivable
  • Cyber Breach
  • Employee Dishonesty
  • Forgery and Alteration
  • Money & Securities

Contact your local trusted agent to learn more.


This is a summary of coverage and services. The precise coverage is subject to the actual terms and conditions of the insurance policy. Not all coverages are available in all states.

Utica National's Core Business States - NH, MA, RI, CT, NY, NJ, DE, MD, PA, D.C., VA, NC, SC, GA, TN, TX, OH, IN, IL