It’s time! Your “baby” has passed the driving test. 

When it comes time to hand over the keys to your teenager, set a good example and get involved in their driving habits from the beginning and stay involved through their teen years. Teens are often not ready to have the same level of driving responsibility as adults. Teen drivers have a higher rate of fatal crashes, mainly because of their immaturity, lack of skills, and lack of experience. That is where you, as the parent, play an important role.

The National Highway Traffic Safety Administration (NHTSA) offers the following tips on teen driving safety.

  • Learn more about your state’s graduated driver licensing (GDL) system and how it relates to age restrictions, driving at night, and passenger restrictions.
  • Talk to your teen about the dangers of drug and alcohol use, specifically as they relate to driving.
  • Be a good role model and set aside time to take your teen on private driving sessions.
  • Don’t rely solely on a driver’s education class to teach your teen how to drive.

Policyholders at Utica National can get more risk management information at the Customer Care center. 


NOTICE: This information is provided solely as an insurance risk management tool.  It is provided with the understanding that the member insurance companies of the Utica National Insurance Group are not providing legal advice, risk management advice, or any other professional services or advice. Utica National shall have no liability to any person or entity with respect to any loss or damages alleged to have been caused, directly or indirectly, by the use of this information. You are encouraged to consult an attorney or other professional for advice on these issues.