Fraud affects us all. Insurance premiums rise each year in part to help cover the cost of fraudulent claims, so that means you could be paying more due to fraudulent claims.

We are fighting insurance fraud with our Special Investigative Unit (SIU) to help keep costs down for our policyholders. We want your help in our efforts to stop fraud, too. If you suspect someone of insurance fraud, report it. Your report could help uncover or prevent insurance fraud.

If you suspect a Utica National policyholder, please call our toll-free, confidential FRAUD HOTLINE at 1-315-235-6944.

If you do not know who the insurance carrier is, you can report the suspected crime to the National Insurance Crime Bureau) at 1-800-TEL-NICB or by visiting them at