a retail owner stand ready at her newly opened storefront

As a business owner, you want to feel secure in the knowledge that you have the right coverage for your customers, employees and business. We insure most retail stores on a Businessowners’ Policy (BOP). It will provide coverages for property, general liability, business income and other coverages especially for you.

We insure all kinds of retail stores including, but not limited to:

  • Appliances
  • Bridal
  • Cameras
  • Candy
  • Cell Phones
  • Clothing
  • Computers
  • Dollar Stores
  • Florists*
  • Gift Shops
  • Golf Equipment
  • Hardware
  • Health Food
  • Hearing Aids*
  • Home Furnishings
  • Musical Instruments
  • Optical Goods*
  • Paint or Wallpaper
  • Pet Supplies
  • Shoes
  • Toys
  • Trophies
  • Uniforms

...and many more!

*Professional Liability available

In addition to General Liability, Property, Business Income, Commercial Auto and Workers Compensation we offer the following:

  • Accounts Receivable
  • Cyber Breach
  • Employee Dishonesty
  • Forgery and Alteration
  • Money & Securities

Contact your local, trusted agent to learn more.


This is a summary of coverage and services. The precise coverage is subject to the actual terms and conditions of the insurance policy. Not all coverages are available in all states.

A map of where Utica National Insurance group has coverage for commercial insurance