Auto Insurance

Coverage from Utica National is more than just insurance for your car. It is a collaboration with your local, trusted agent, who can offer coverage that fits your current needs.

Comparing Auto Insurance quotes

You're on this site because you're newly married or planning to be newly married, and you're interested in learning more about our insurance coverages.

Either your local trusted agent has recommended Utica National for your combined auto insurance, or you're still thinking about how to proceed with a quote.

If you're still thinking about how to proceed, we strongly recommend you talk to a local agent. Your local agent is appointed by Utica National, and understands how our products will fit your needs. 

We're confident they will get the best coverage for you and your spouse because they know to ask the right questions, and they understand our coverage.

When getting a quote, be sure to ask about adding an ATV, or other vehicles. Be sure to ask about our vanishing deductible, our diminished deductible, our value paks, and risk management.

Customer Care center

Our mission is to help our policyholders feel secure, appreciated, and respected, especially in big moments in their lives.

Our digital Customer Care center offers a tailored experience with increased functionality for registered policyholders.

Things to think about when seeking insurance.

Did you know some auto insurance policies cover your pet?
Some Utica National auto policies cover up to $750 per pet, for veterinary services for injuries in an auto accident.

Are you covered if you are a passenger in a ride-sharing vehicle?
If the operator doesn't have complete coverage, do you? Ask your agent about ride-sharing.

What happens in the event of an accident with an underinsured driver?
According to a 2017 study by the Insurance Research Council 13% of drivers in the US were uninsured in 2015. Are you protected from an underinsured driver? 

Does your insurance cover the cost of fixing public property?
In some jurisdictions, you could be responsible for the cost of fixing guardrails, lights posts and/or other public property.

Do you know about credits and discounts?
At Utica National, we have dozens of ways to help you save. Annual mileage credits, paid in full, anti-theft devices, occasional operator, educator discounts, and good students. Talk to your agent and find your qualifying discounts.

An auto insurance policy can include all of your vehicles.
Your boat. Your ATV. Your motorcycle. Your scooter. If it motors, it can be added. Talk to your agent about adding coverage into one policy.

Combining auto and home will save you money
As a new couple, you'll start saving immediately with one policy instead of two. More bundling can save you even more money on your policies. Talk to your agent about combining insurance.