Credits and Discounts

Here are some ways to save money on motorcycle insurance at Utica National. We strongly urge you to visit your local agent to get some or all of these discounts.  

Annual Mileage Credit
If your motorcycle is on the road less, you should pay less for insurance. Contact your local independent agent to learn more.

Multi-vehicle discount
Insure more cars and save with a multi-vehicle discount.

Bundle your coverage
Save when you bundle your coverage and insure your home with the same carrier. It makes organizing your policy easier and saves money. 

Pay in full discount
Pay up front in full and save. Pay the full annual premium at once by cash, check, EFT or credit card and we will discount it by up to 10%. (This does not apply to any statutory or state-mandated charges.) 

Anti-theft device:

  • Alarm only: discount on your Fire & Theft coverage
  • Active disabling device: save on your Fire & Theft coverage
  • Passive disabling device save on your Fire & Theft coverage
  • Window glass etching: discounts on your Fire & Theft coverage
  • Vehicle Recovery Systems: discounts on your Fire & Theft coveragee.

Good students
Good Students can save. Full-time high school or college students with a high average can qualify. If your kids are in school talk to your local agent

Away at school
If your young driver is away at school, without the car, save on that vehicle’s premium.

Electronic funds transfer
Eliminate all billing service charges if you pay your bill with EFT (Electronic Funds Transfer), found at the Customer Care center